Oceanview Dental Financing - James Hargas, DMD - Oceanside, CA
Payment Options
- Cash
- Credit Cards
- Debit Cards
- Personal Check
- Money Order
- Care Credit (See info below)
- Insurance
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Care Credit

As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.
CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply Now or see our staff for more details.
* terms and conditions
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Click Here For Estimated Monthly Payment Chart
Chase Health Advance
New ways to afford the new you with Chase Health Advance.
With our convenient payment plans, a simple application process, and an instant decision, you can schedule your treatment today and pay for it over time.
In Office: Your provider's office can submit an application online or by fax and get an instant decision.
Online: Go to http://www.chasehealthadvance.com to apply directly, then call your provider's office to schedule treatment at 760-433-0393
By Phone: Call 1-800-510-5638
Flexible, Affordable Financing Options:
- No down payments required
- Payment plans to fit your budget
- A generous credit line for household use
- No pre-payment penalties
12, 18, and 24 month no-interest plans, extended payment plans
Capital One Healthcare Finance
You can have the dental treatment you want with a payment plan from Capital One Healthcare Finance.
- Great rates as low as 1.99% APR
- Interest-free options are also available
- No hidden charges or fees
- A confidential, simple application
- No prepayment penalty
- 95% of applications receive a decision in under 5 minutes
Start treatment today! Call 1-877-559-5050 or visit capitalonehealthcarefinance.com
Sharper Image Loan--Point Loma Credit Union
Low cost cosmetic surgery loans! You want to look your best, but unfortunately most insurance companies don't cover cosmetic procedures. The answer? Sharper Image Loan--use it to give yourself a new look.
- Borrow up to $25,000
- No payment for 30 days after funding
- Rates as low as 10.99% APR
Not a Point Loma Credit Union user? Just call 1-888-495-3400, option 6, option 4 and get your application competed over the phone with PLCU. Online PLCU customers, just log on and apply now!